Visa/Master only |
V/M + DISCOVER |
V/M + DISCOVER+AMEX |
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First option |
Gift cards with >8% cashback |
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Category restaurant |
1. Freedom (when rotation) 2. Prestige 3. Uber 4. Non category |
1.Freedom (when rotation) 2.Prestige 3.Discover It (when rotation) 4.Uber 5.Non category | 1.Freedom (when rotation) 2.Prestige 3.Discover It (when rotation) 4.PRG 5.Uber 6.Non category |
Category grocery |
1.Freedom (when rotation) 2.Non category 3.BOA 123 | 1.Freedom (when rotation) 2.Discover It (when rotation) 3.Non category 4.BOA 123 | 1.Freedom (when rotation) 2.PRG 3.Discover It (when rotation) 4.Non category 5.ED/EDP |
Category gas |
1.Freedom (when rotation) 2.Non category 3.Premier 4.BOA 123 | 1.Freedom (when rotation) 2.Discover It (when rotation) 3.Non category 4.Premier 5.BOA 123 | |
Category flight |
1.Prestige 2.Non category 3.CSR 4.Premier 5.CSP 6.Cobrand flight cards | 1.Plat 2.Prestige 3.Non category 4.CSR 5.Premier 6.CSP 7.Cobrand flight cards | |
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Category hotel |
1.Cobrand hotel cards (when cobrand hotel) 2.Non category 3.CSR 4.Premier/Prestige 5.CSP | 1.Cobrand Hotel cards (when cobrand hotel) except no fee Hilton 2.Plat (FHR) 3.Non category 4.CSR 5.Premier/Prestige 6.CSP | |
Category other travel |
1.Non category 2.CSR 3.Premier | ||
Category rotation category |
Freedom |
1. Freedom 2. Discover It |
N/A |
|
Non category |
1. Visa new card 2. Visa gift card |
1.AMEX new card 2.Visa new card 3.Visa gift card 4.Hilton Ascend (if <15k) | |
Last option |
2% cashback card |
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When non category Avoid |
1X mile cards, hotel cards except (Hilton Ascend), 1X bank point cards, and <2% cashback cards |
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